Referral Partner Program

Earn While You Help Businesses Grow

Join Kapex Finance as a Referral Partner. Refer small businesses for loans and earn commission on every successful disbursement — no investment required.

₹2K+

Avg. Commission
per Referral

0

Investment
Required

48hrs

Loan Approval
for Your Referrals

No Cap on
Monthly Earnings

Who Can Become a Partner?

If you interact with business owners regularly or want an additional income stream, this is for you.

Chartered Accountants

Your clients already trust you with finances. Refer them for business loans and earn while helping them grow.

Company Secretaries

You work with registered businesses daily. Help them access growth capital and earn referral commission.

Lawyers

Business lawyers, contract specialists, and corporate attorneys who serve MSME clients can refer and earn.

Tax Consultants

GST consultants, tax advisors and financial planners who interact with small businesses regularly.

Business Consultants

Management consultants, startup advisors, and business coaches who guide entrepreneurs.

MBA / Finance Graduates

Fresh graduates or professionals looking for a flexible income opportunity alongside their career.

Association Members

Members of trade associations, chambers of commerce, and industry bodies connected to MSMEs.

Anyone with a Network

If you know business owners who need financing, you qualify. No formal qualification required — just a network.

How the Program Works

Earn commission in 4 simple steps

1

Register as Partner

Fill the partner registration form on this page. We verify and onboard you within 24 hours.

2

Share Your Link

Get your unique referral link. Share it with business owners or submit leads directly via our partner portal.

3

Lead Gets Approved

Kapex Finance processes the application. We keep you updated at every step.

4

Earn Commission

Commission is credited to your account once the loan is disbursed. No delays, no hidden deductions.

Commission Structure

The more you refer, the more you earn

Loan Amount Disbursed Your Commission Est. Earnings
₹50,000 – ₹1,00,000 1.0% ₹500 – ₹1,000
₹1,00,001 – ₹3,00,000 1.25% ₹1,250 – ₹3,750
₹3,00,001 – ₹5,00,000 1.5% ₹4,500 – ₹7,500
₹5,00,001 – ₹10,00,000 2.0% ⭐ ₹10,000 – ₹20,000
Commission is paid post loan disbursement. Rates are indicative and may be revised. Final terms communicated at onboarding.

💡 Earning Example

Referrals / Month

3

Avg loan ₹3L each

Disbursed Amount

₹9L

Per month total

Your Monthly Earnings

₹13,500

@ 1.5% commission

Partner Benefits

Dedicated Partner Dashboard

Track all your referrals, application statuses, and commissions in real time from your personal dashboard.

Dedicated Relationship Manager

Every partner gets a dedicated RM from Kapex Finance to assist with queries, documentation, and faster approvals.

Official Partner Certificate

Receive a Kapex Finance Partner Certificate — adds credibility when approaching business owners.

Free Training Materials

Access pitch guides, product briefs, and training documents to help you explain loan products confidently.

Flexible — Work on Your Time

No targets, no pressure. Refer when you can, earn when you do. Ideal as a secondary income alongside your profession.

Unlimited Earning Potential

No cap on monthly commissions. The more active businesses you know, the more you can earn.

What Our Partners Say

"As a CA, my clients often ask me about business loans. Partnering with Kapex Finance was a natural extension — I earned ₹18,000 in my first month just by referring 4 of my existing clients."

R

Ramakant Panda

Chartered Accountant, Sambalpur

"I'm a commerce graduate working part-time. This program gave me a real income source. I refer 2–3 businesses a month and earn enough to cover my rent. The dashboard makes tracking super easy."

S

Smita Nayak

Commerce Graduate, Bhubaneswar

"My legal practice involves a lot of business registrations and contracts. The referral program is a perfect fit — I'm helping my clients grow while building an extra income stream."

D

Debasis Mishra

Corporate Lawyer, Cuttack

Partner FAQs

Start Earning Today — It's Free

Register as a Partner

Fill in your details and our team will onboard you within 24 hours.